7 Simple Rules for Choosing an Engagement Ring

An engagement ring is one of the few items which represents a heartfelt promise as well as an emotional investment. This is why making the best choice is obviously crucial. Let’s quickly look at seven tips which should always be embraced during the initial selection process.

Always Adhere to Your Budget

Very few individuals possess unlimited funds. Determine your budgetary limitations and stick with them. You could otherwise fall into a less-than satisfactory financial predicament. This is never a good way to begin a new life with someone you love!

Become Familiar with the Four C’s

Here are the four characteristics which define the qualities of any diamond:

  • Cut
  • Color
  • Clarity
  • Carat weight

Make it a point to understand each of these terms, as they will ultimately affect the value and appearance of the stone itself. 

Speak with Your Partner

While we all love surprises from time to time, never make the mistake of believing that you are a mind reader. Although you may be paying for the ring, your partner will be wearing it for (hopefully) decades into the future. Always take their tastes and preferences into account. 

Only Purchase Certified Diamonds

Diamond should be officially certified by either the America Gem Society (AGS) or the Gemological Institute of America (GIA). This type of certification ensures that you are receiving a quality stone and that it was ethically mined. Furthermore, certified diamonds are much easier to insure (more on this topic a bit later). 

Examine Your Online Options

There are many online diamond sellers which are able to offer amazingly beautiful stones at highly discounted prices. Not only can you save a significant amount of money, but you can browse through literally thousands of gems. You can find a stunning 1 carat diamond here and begin to build an idea of quality factors and price. 

Imbue Your Ring With Style

Although a diamond represents the centerpiece of any engagement ring, other factors come into play. The type of metal, the band and the setting will all influence its overall appearance. There are likewise many times when you can add a personal touch (such as a band engraving) so that the ring is truly unique. 

Insure Your Engagement Ring

The unfortunate fact of the matter is that engagement rings can be accidentally lost, damaged or even stolen on occasion. This is why you should always insure the value of the ring. In the event that a claim is filed, you will be protected from a complete loss. Speak with an insurer to understand what plans are available and what each entails. 

These are the seven “golden rules” to remember when shopping for an engagement ring. Regardless of what you can afford to spend, each of the guidelines outlined above is just as relevant. Of course, never be afraid to consult with an expert if you would like to obtain even more targeted advice.